Real estate financing: loans and interest rates in comparison

  • 3 years ago

Anyone who wants to buy or build a house can currently count on low interest rates. Stiftung Warentest supports prospective buyers in comparing interest rates. With a free calculator and a 12-step guide, interest rates can be compared on a monthly basis. A large loan comparison also helps to find the best option for financing your own home.

Thanks to the 12-step guide, prospective buyers can calculate the maximum price of the property to ensure optimal real estate financing. For this purpose, the maximum loan amount and the monthly loan installment that should not be exceeded can be calculated. Stiftung Warentest also provides the interest rates of a total of 70 banks, credit brokers and insurers for comparison.

Prospective buyers will also find an overview of the credit terms offered by construction finance providers and the loan conditions offered by the Kreditanstalt für Wiederaufbau (KfW). Anyone who is still in the early stages and is just getting an overview of what type of property it should be will also find a current report of real estate prices from 115 cities in Germany.

Source: Stiftung Warentest
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