Anyone investing in real estate - whether for rental or as a capital investment - can benefit from tax advantages through targeted depreciation. The so-called "depreciation for wear and tear" (AfA) reduces the tax burden and improves the return. But how does depreciation work and what should owners be aware of? Basic principle of depreciation The acquisition costs of a property are...
Taxes & financing
Whether energy-efficient refurbishment, new windows or a barrier-free conversion - modernization measures can significantly increase the value of a property, but often cost more than expected. To ensure that the financial burden does not become a stumbling block, owners should consider various financing options. In addition to traditional bank loans, there are attractive subsidy programs that can save you money...
Self-employed people often have a harder time than employees when it comes to real estate financing. Banks assess the income situation of entrepreneurs, freelancers or tradespeople more strictly, as income can fluctuate. However, with good preparation, the loan can still be granted successfully. What documents do banks require? Self-employed people usually have to provide more comprehensive...
Which renovation costs are tax-deductible Property owners who invest in the modernization or renovation of their property can in many cases claim part of the costs against tax. The ability to deduct refurbishment costs depends on several factors, including the type of property, the use and the extent of the work.
Property is one of the most secure forms of retirement provision. However, not every property is equally suitable. When is it worth buying a property for your financial future, and what should owners look out for? Why real estate is a good form of retirement provision Owning a property offers long-term security. Owners are independent of rent increases and benefit from the...
Anyone who owns or rents out a property can benefit from tax advantages in many areas. Targeted depreciation, subsidies and operating cost accounting can reduce the tax burden and make investments more profitable. What costs can owners deduct for tax purposes? Income-related expenses for landlords: Anyone who rents out their property can deduct many costs from their taxes...
For many property owners, the fixed interest rate on their loan ends after ten or fifteen years - a crucial time to think about the right follow-up financing. A clever choice can often save several thousand euros, while at the same time offering new financial options. This article shows what owners should pay attention to in order to find the best...
For many people, buying a property is one of the biggest investments of their lives. In 2025, property buyers will face new challenges, but also numerous opportunities. A well-thought-out financing strategy is the key to a successful purchase. Owners who want to sell their property also benefit from well-informed buyers, as they can make quicker...
When selling a property, the tax burden plays a decisive role for owners. However, with the right measures and a well-thought-out strategy, taxes can be minimized. This article provides valuable tips on how owners can optimize the sales process from a tax perspective and maximize their financial results. Avoiding speculation taxSpeculation tax is a...