Anyone building a house needs a precise calculation. Because the costs for the dream house are not only composed by the purchase of the property and the construction work, but there come also still further cost points on future homeowners. The prefabricated house portal bautipps.de compiles on its Website five Tipps, which financing items on the way to the home of one's own should be considered, in order not to have to take up during the building phase a further credit or to be in debt additionally.
Prospective buyers should already include the ancillary costs in their calculations when purchasing the building plot. Since the purchase of a house must be approved by a notary, there are also costs for the notary and the entry in the land register. Another important cost center is the land transfer tax. This is levied on the purchase price of the house and the land as determined in the notarized purchase agreement. The cost of the land transfer tax varies from state to state. When applying for the loan, future homeowners should pay attention to the fact that, in addition to the anticipated construction costs, costs for building permits or for an architect must also be calculated.
The experts at bautipps.de also point out that there may also be construction delays in the individual trades, which can drive up costs. Another cost item is the purchase of new furniture and the entire interior design of the house. After all, those who will soon be living in a new construction property often want new furniture as well. Outside, paving the patio is usually included in the property cost. However, laying a lawn or arranging flower beds, as well as buying garden furniture or outdoor lighting, must be considered in the calculation.
Source: bautipps.de
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